Need an appraisal in Elkton or Rockingham County?

Check out the top seven reasons why VA homeowners need Glendon Hensley:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Rockingham county's assessment of your propertyvalue
  3. To reduce a mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a VA divorce, where real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate

Do you own a home in or near Elkton? Do you need help determining the price of your real estate?
Contact Glendon Hensley.

We at Glendon Hensley understand the individual needs of a homeowner seeking appraisal services. Our typical business clients get the appraisal process and the customary documents we provide. Being a homeowner that most likely doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Glendon Hensley will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Glendon Hensley is seasoned in helping customers just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging a property tax assessment

If you live in a region that is declining or is not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal report from Glendon Hensley is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be troublesome from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Glendon Hensley can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd like to have a seasoned expert double-check it for precision or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.